dental insurance, graphic illustration of dental insurance agent

The Benefits of Dental Insurance: More Than Just Cleanings

November 30, 2023 9:00 am

Ensuring the health of your smile involves regular visits to the dentist. From routine cleanings to addressing unexpected dental issues, having dental insurance can minimize the financial strain associated with dental care. Beyond providing financial security, it offers several benefits, making it a valuable investment for your overall well-being.

Comprehensive Coverage

While coverage may vary, dental insurance typically includes a range of preventive and restorative services. This often encompasses routine services like x-rays, exams, cleanings, and, in some cases, fluoride treatments. However, certain restorative procedures, such as crowns, bridges, and dentures, may have a waiting period, usually ranging from 6 months to a year.

To sum up, dental insurance offers:

  • Consistent coverage for preventive services
  • Waiting periods for certain restorative procedures
  • Consider discussing financing options with your dentist

Exclusions: Cosmetic Procedures

It’s important to note that dental insurance generally does not cover cosmetic procedures. Services like veneers, teeth whitening, and gum contouring, which are primarily focused on improving the aesthetic aspects of your smile, fall outside the scope of insurance coverage.

Understanding Yearly Maximums

Dental insurance often comes with a yearly maximum, typically ranging from $1000 to $2000. This maximum represents the total amount the insurance will cover for dental services within a year. As these benefits usually do not carry over, and are a use-it-or-lose it setup, regular dental visits are crucial to optimizing your budget and benefits.

The key takeaways to remember about yearly maximums are:

  • Yearly maximums between $1000 and $2000
  • Benefits do not rollover and regular dental check-ups are important to maximize benefits

Maximizing Your Dental Benefits in Anderson, IN

Whether it’s time for your biannual cleaning or you’re considering potential restorative dentistry services, dental insurance ensures you’re prepared for any dental uncertainties. At Edgewood Family Dentistry, we’re committed to providing quality care that leaves you smiling, both in terms of oral health and financial well-being. Contact us today to schedule your visit!

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Image from Authority Dental under CC 2.0



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